Who We Are

We are a Direct Lender with correspondent relationships with key investors. In addition to our own aggressive in-house loan programs, we have access to preferred wholesale pricing with the industry leaders in sub-prime, AAA perfect credit, as well as with the only 3 "real" investors that offer the MTA, COFI, COSI, and CODI "Flex-Pay" or "Option ARM" mortgages.

We offer low rate mortgages for people with less than perfect credit as well as clients with an excellent credit history.

We specialize in MTA, COFI, COSI, CODI "Flex-Pay", and Libor 3/27 "Back on Track" mortgages as well as a multitude of both fixed rate and adjustable rate mortgages.

Our Mission: Our primary objective is to provide unparalleled excellent customer service while treating our clients with the utmost respect and dignity, while providing the best mortgage option available for each unique situation. Please email with any questions regarding your specific mortgage options.

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